During the Nayya survey, you may be asked to complete an optional Financial Snapshot. Here’s what it is and why it helps.
This step gives us a basic picture of your financial situation. We ask for the total amount you owe or outstanding balance, not your monthly payments. For example, if you have a mortgage or student loans, we’re looking for the full balance you still owe, not what you pay each month. The same goes for credit card balances, car loans, and other debts.
We ask for your total debt because it shows the full size of your financial obligations. A monthly payment only shows part of the picture. When we consider everything you owe, we can give you a more complete view of your benefit options so nothing important gets missed.
From there, we can recommend benefits at the right cost and coverage level for your situation, for example life insurance.
This step is completely optional. You can skip it and still receive personalized recommendations.
Rest assured, we never share this information with your employer or any other party. Your privacy is our top priority.
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