If you're enrolling in medical coverage, you'll see an estimated cost range next to your recommendation, like $1,100 to $2,500. Here's what that number means.
This range combines a full year of the plan's monthly premium with the out-of-pocket costs you'd likely pay based on typical usage. The low end reflects a lighter year of care, and the high end reflects a heavier year of care.
This is an estimate, not a guarantee. Your actual costs depend on the care you actually need during the year.
We calculate this range for medical plans only, since medical costs tend to vary the most and this is where an estimate is most useful.
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