We know it can be frustrating when the cost you see in Nayya doesn’t match what you expect to see on your paycheck. Here’s how to find your per-paycheck amount.
The cost you see for each plan in Nayya is the premium, which is the amount taken out of your paycheck to have that coverage. We show it using the cadence your employer sets up, so it may appear per paycheck or per month. If a cost isn’t listed for how often you’re paid, you can work it out yourself in a few steps.
- Check the cadence next to the cost. It will say something like per month or per paycheck. If it says per paycheck, you’re all set, and that’s the amount that comes out each time you’re paid.
- If it says per month, find out how often you’re paid. Your pay stub or HR team can tell you.
- Use the math that matches your pay schedule. Examples for how to do this below:
- Paid twice a month: divide the monthly cost by 2. For example, $200 per month is about $100 per paycheck.
- Paid every two weeks: multiply the monthly cost by 12, then divide by 26.
- Paid weekly: multiply the monthly cost by 12, then divide by 52.
The same steps work for every plan and benefit you see in Nayya, including the other plan options you’re comparing.
Some employers take premiums out of only 24 paychecks a year, even if you’re paid every two weeks. If your pay stub shows a slightly higher amount than the math above, that may be why. Your HR or payroll team can confirm how your deductions are set up.
To learn whether your premiums come out before or after taxes, see our article on how premiums are taxed.
Nayya is a recommendation tool. We don’t set up your deductions, process payroll, or enroll you in benefits. Your HR team or payroll can confirm what’s coming out of your paycheck, and enrollment happens in your employer’s benefits administration system.
Questions? Email support@nayya.com. We’re available Monday through Friday, 9:00 am to 5:00 pm ET.
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