A Qualifying Life Event (QLE) is a change in your life circumstances that allows you to update your benefits outside of Open Enrollment.
Common Qualifying Life Events include getting married or divorced, having or adopting a child, losing health coverage such as a spouse losing their job, a dependent aging off your plan, moving to a new state in some cases, and becoming eligible for Medicare or Medicaid.
Most employers give you a 30-day window after a QLE to make benefit changes. It's important to contact your HR team as soon as possible. Missing the window usually means waiting until the next Open Enrollment.
If your employer uses Nayya, you may be able to go through the Nayya Choose survey after a QLE to get updated recommendations that reflect your new situation.
Questions? Email support@nayya.com. We're available Monday through Friday, 9:00 am to 5:00 pm ET.
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